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Installment Loans –

Installment loan is a medium term loan with a fixed interest rate that is repaid in equal monthly payments and it’s usually limited to 24 months. Loan offers and eligibility depend on individual credit profile. Our lenders can help customers obtain as much as $3,000 depending on a particular lender, state and financial situation. Installment loans are affordable alternatives to payday loans, but at the same time installment loan lenders have higher qualifications.

  • Easy Online Form

Fill out our short and easy 256-bit SSL secured online form.
Your personal and financial information is always kept safe and secure.

  • Fast and Secure

Even if you’ve filled out our online form and received an offer from one of our lenders, you are not obligated to accept any offer if it doesn’t work for you.

How Online Personal Loans Work

  • Fill Out Our Simple Form

It takes minutes to fill out our online form, it is protected by top-notch security software, and it is absolutely free for you.
No obligation or hidden fees

  • Get Connected with a Lender

You will be connected with one of our lenders and receive your loan decision fast. Even the users with imperfect credit can be offered a loan.
Fast access to cash

  • Money is Deposited Directly

E-sign documents to accept your loan offer. Your money can be transferred as soon as the next business day. And there is no penalty if you refuse.
Get your cash!

Representative APR Range is not a lender and does not provide online personal loans but refers consumers to lenders who may provide such loans. is unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you are approved for a loan. APRs depend on multiple factors, including the lender’s terms and conditions, your credit worthiness, your state of residence, and the type and term of the loan you request. You will be given the details on the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement during the loan request process.

The APR on online personal loans can reach up to 1,386% depending on the lender’s terms, borrower’s residence state, the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan extension plan, and other factors. Some states cap APR and the amounts of charges for online personal loans.

Implications of Late Payment

You are encouraged to contact your lender as soon as possible if you are unable to make regular personal payments on time. Your lender may set late payment fees in accordance with state regulations, and your lender has several courses of action available if your payment is late. For more information about your lender’s specific procedures as they apply to late payments, please review your loan agreement or contact your lender directly. Origination, documentation and other additional fees may apply to your online personal loan deal. Late payment, non-payment fees and other penalties may apply to online personal loan deals in case of missed payments. Please review your loan agreement carefully for information about these financial implications before you provide your electronic signature.

Implications of Non-Payment

Financial Implications

Your lender may charge you late fees as well as fees for non-sufficient funds. As an example, your lender may charge you a $20 nonsufficient funds fee as well as 15% of the loan balance as a late fee. Please review your loan agreement carefully for information about the financial implications of non-payment before you provide your electronic signature.

Collection Practices

Non-payment may involve debt collection practices as it is set by applicable law. The majority of the lenders in our network do not intend to sell your debt to outside collection agencies. Instead, they will attempt to collect the debt in-house via telephone, email, postal mail or even text message. Similarly, they will not threaten criminal charges or sue borrowers; they will generally offer debt settlements over time instead. Every lender in our network is required to adhere to the Fair Debt Collection Practices Act, which protects consumers from being abused or harassed by debt collectors.

Impact on Credit Score

Lenders are within their rights to report your failure to repay a loan to one or all of the major credit reporting agencies – Experian, Equifax and Transunion. This negative record can be reflected on your credit history indefinitely until the loan is repaid in full. After the lender has received payment in full, they can report this to the credit reporting agencies and the report of non-payment can be removed from your record.

Consumer Notice

We remind that late payment or non-payment of your loan can have negative impact on your credit history.


Can I have more than one online personal loan at once?
If your state regulations allow it, you may have more than one online personal loan outstanding at any given point in time. However, when applying for a consecutive loan, you must disclose information about all other loans upon your request. It’s also possible that your lender will perform credit check to obtain all the information on other loans you may have. You should check your loan agreement for details or contact your lender directly for more information.

How and when will my online personal loan be repaid?
Online personal loans are repaid in a series of equal monthly personals. The term and schedule of loan repayment depend on particular loan agreement you close with your lender. Regulations in different states may apply. We have no information concerning your agreement or loan deal with the lender we connected you with. You should contact your lender to get the details of your online personal loan terms and repayment schedule.

What if my payment is late?
You should always contact your lender as soon as you are aware that your payment will be late in order to try to avoid penalties and additional charges. States regulate the maximum amounts that lenders can charge in the form of late fees differently. Make sure to compare these maximums with any late payment fees or other penalties you are quoted by your lender.

Is my information safe? uses top-rated security technology as well as physical protocols to protect your information as it is being transmitted through and stored on our servers. Any information you provide to us will be used only to help you obtain the products and services you request as well as provide you with the offers from third party lenders that you may find interesting. For more information about the ways in which your information is collected, used, distributed and protected, please, visit our Privacy Policy.

What if I cannot make a timely payment on my online personal loan?
You should contact your lender directly if you find out that you are about to or have missed a regular payment on your online personal loan. Late payment fees and other penalties may apply. In case of troubles with loan payoff, you may be offered an Extended Payment Plan that will allow you to prolong your loan term to help you pay it off. Not all lenders may provide this option.

What is a 72-hour satisfaction guarantee? 
The regulations of some states make lenders provide their borrowers with a 72-hour satisfaction guarantee option that allows borrowers to return the loaned money in full within 72 hours after the loan agreement came into force without paying additional charges or incurring any interest.

Is there a waiting period between applications?
Although it is free to request a loan through, and you can submit your information via our online form as many times as you need, we recommend that you wait for 72 hours between consecutive form submissions. If you have any outstanding loans at the time you need to take another loan, you are required to disclose this information to your potential lender.

Any questions that are directly related to an online personal loan or an offer provided by the lender you are connected with should be discussed with the lender who provides this loan or offer. You will get the lender’s contact information while communicating on your loan terms and have all the details in your loan agreement if you decide to close the deal.

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