The United States of America

How to repair a ‘thin’ or poor credit score.

This will sound like reverse logic. People who don’t borrow much, don’t have credit cards and rent instead of having a mortgage are less likely to be given loans.

These people are said to have ‘thin’ credit scores because lenders don’t have much info on them – and therefore find it difficult to make a lending decision.

One solution to this conundrum is to start adding your rental payments to your credit score using a service like ours, or to take out a ‘credit repair’ credit card but beware – the interest they charge if you don’t pay your balance off each month can be high.

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