Loan Amount | Loan Term | Interest Rate | Repayment Mode |
BDO SME Term Loan | PHP 1 million – PHP 20 million | 1 – 10 years | 7.5% (Fixing period of 1 – 3 years)8% (Fixing period of 4 or 5 years) | Monthly amortizations |
BPI Family Ka-Negosyo Loan | Minimum of PHP 500,000Maximum of 60% or 70% of appraised value of collateral | 1 – 10 years | Prevailing market interest rates | Monthly or quarterly amortizations |
Metrobank SME Term Loan | PHP 1 million – PHP 20 million | Short-term: Up to 360 daysLong-term: 2 – 7 years | “At competitive interest rates” | Monthly or quarterly amortizations |
OWWA Loan (for OFWs) | PHP 100,000 – PHP 2 million (single proprietorship)PHP 100,000 – PHP 5 million (partnership, cooperative, or corporation) | Up to 7 years | 7.5% fixed for the entire loan duration | Monthly amortizations |
PSBank SME Term Loan with Prime Rebate | Minimum of PHP 2 million (with real estate property as collateral)PHP 500,000 (with bank deposit as collateral) | 1 – 10 years | Prevailing PSBank rate at the time of loan availment | Monthly amortizations |
Security Bank SME Business Mortgage Loan | PHP 1 million – PHP 20 million | 1 – 10 years | 7% – 10% (depending on loan term) | Monthly amortizations |
SSS Business Development Loan Facility | The lowest of the following:Requested loan amountTotal project costLoan value of the collateralPHP 500,000 | Up to 15 years | Prevailing SSS rates | Monthly, quarterly, semi-annual, or annual amortizations |
SSS ASENSO | Maximum of PHP 5 million | Short-term: 1 yearLong-term: Up to 5 years | Prevailing SSS rates | Monthly amortizations |